Pancaked, what school is your child attending?
They may accept CLEP Exams.
If you're not familiar with CLEP Tests here's a good YouTube Video that explains it more -> http://www.youtube.com/watch?v=iKWrsV2zqFs&feature=plcp
In short, CLEP is an easy way to earn college credit by testing out of college classes saving you both time and money!
While this won't solve your short term problem of having enough money to cover your semester tuition. It will solve your long term problem of not having enough loan money to earn your Bachelors!
You can find out if your child's college accept CLEP by going to the school's website and searching for CLEP.