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I'm pretty sure that this question has already been asked but I couldn't find any thread( well I also didn't look he'd enough). Is it a good idea to keep taking loans to go to an in state university. I'm not eligible for any aid and I'm no longer a high school student. I've never bothered taking any standardized tests, so I couldn't apply for any merit scholarships. (Even other scholarships require that). Or is it better to go outta state and attend a university which will give me some sort of aid? I don't want to graduate with a huge amount of debts.