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I'm currently a college sophomore and recently got accepted for transfer to a public in-state university SUNY Buffalo. I've been going to a CUNY school and commuting. If I accept the offer, I'm planning on majoring in environmental engineering.
I don't get much financial aid, so I will take loans if I end up going, but I'm worried about the debt and paying it off later on. I will most likely have to stay four years instead of two because I don't have enough pre-requisites so I will have to pay four years of tuition costs.
I don't know what will happen in the future and what if the work becomes too hard or too much for me to handle?
What if the work becomes too hard and I have no choice but to switch majors?
I'm not the BEST academically gifted student but definitely not the worst either.
I consider myself an average student, but I believe that if I really work hard at it, I can do it.
Generally estimating, I'd probably take out $30,000-40,000 for my entire four years.
Would taking out the student loans be a good investment for me?? I need some financial advice! ( Most of my friends who actually attend SUNY Buffalo don't even have to take out student loans -_- )