I was planning to transfer colleges for a year to a cheaper college (College
, then transfer back to my current school (College A).
I tried to request a transcript from College A today, and was told I owe them money.
It turns out I have a little debt at College A from leave of absence fees. I didn't realize I had these, let alone $1200 worth of leave of absence fees. There is of course a hold on my transcript from College A now.
I can't pay that $1200 right now. Not an option as I don't have that, nor did I even know I owed College A at all. I of course plan to pay College A whatever I owe them as I plan to get my actual degree from College A. Almost everything I make right now goes to paying back student loans from College A. There's just no money left and no viable way to add to my income right now.
I was planning to apply for financial aid. FAFSA Estimator says I qualify for the full Pell $.
If I apply to financial aid at College A (where I owe money), could the financial aid I get be used to pay off my $1200 to them? Is that what I should do? I want to pay College A back and get my degree from them-- preferably paying College A, then transferring to cheaper College B for a year. Then, get the degree from College A. I don't mind taking out Stafford loans to pay them. I don't qualify for any more private student loans or personal loans.
I am eligible for Pell grants. My income is terrible, and I live in the middle of nowhere.
What should I do? Making more income in my area is not feasible... I've had garage sales, applied to fast food restaurants and cleaning services, applied to online jobs, etc. No one is hiring. I've tried lawn mowing, etc. but that's not enough. I can barely live, let alone pay my current private student loans... there's no way to pay $1200 to College A for fees I didn't know I had on top of that. The income I make goes to paying back my private student loans that I borrowed to attend College A. I don't waste money... I spent less than $100 on food/expenses last month.
Like I said, I want to pay College A back then money I surprisingly owe them from leave of absence fees, but don't have that money and don't have a way to get it without financial aid. I plan to get my degree from College A, so they'll get their money at some point.
College A put a transcript hold on my account. I have an opened official transcript and copies of my official transcript on file at another college or two.
Apply for financial aid at College B, then use some of that money if there's any left to pay back the $1200 owed at College A?
Apply for financial aid at College A, and see if the aid I get can be used to pay back the $1200 that I apparently owe them from previous semesters? FAFSA estimator says I qualify for Pell Grants (full amount) and Stafford Loan.
The obvious answer here is "make more money," but when there's not one fast food restaurant in town hiring, and you've even sold your old clothes/shoes, and there's no larger town within commuting distance, and you haven't found any online jobs,.... you're kind of stuck. It seems like I should apply for financial aid to a college, get the full Pell grant and Stafford Loan, live in a city, and apply to jobs in that city. What would you do?