@Dartmoose: Dartmouth replaced loans with scholarships at the beginning of 2008, do you know if this extends to international students since it wasnt specfically mentioned on the website. And with free tuition, low-income families only need to pay $10k for room and board etc - which is quite reasonable. Thanks for that piece of info!
@powerbomb: Your financial need is determined by total cost of attendance minus estimated fmaily contribution EFC. Financial aid (to cover your financial need) provided by colleges comes in the form of a whole package which usually make up of grants (basically scholarship from the university that you dont need to pay back), jobs (the uni expect you to get an on-campus job that will earn about $2000 per year) and loans (from the uni and you need to pay back eventually). For me and my family, I dont want to graduate with heaps of loans, especially since uni in my home country would be way cheaper and I might go to graduate school. So I have been looking @universities that are (mostly need-blind to intl) , meet 100% of demonstrated need and dont offer loans, but they're incredibly selective for intl students

Well I hoped that clarified things for you!