merlinjones

Can you work, yet? I mean, maybe you can work off that three grand. Stop applying for loans yourself because every time you are denied it goes on your credit report and that will look horrible for you later on down the line. I just have vibes that you could work that 3 grand off, you may need to just automatically go to your school's employment center and get work.

Or, for this summer you can try your best to work hard. Work out a payment plan with your 3 grand on the quick. Or, you can try to see if you could somehow go part time for the fall if that is not against a rule.

Also, get a copy of your credit report. And, if you have had steady employment for a while, go to a bank with that credit report and try to work out some sort of deal on a student loan.

weatherwoman

Yeah, I'm actually already working. By the end of the summer I should have about 2,000 saved up and I've already included that, so I'll still need the 3,000. I will be doing the workstudy thing, but are you allowed to work another job in addition to your workstudy job? I haven't thought about the going to school part-time thing.

ADREW5449

weatherwoman: Did you apply for the unsub Stafford? Do you qualify for work study? at D's school, a few hours/week of work in a dining hall qualifies the student for free meals.

merlinjones

Yes, you can work one job and still work hard at your work study job at the same time. Just keep that kinda quiet amongst the other folks you will be working with at your work study job. There is no law in this country against hard work. You just pace yourself.

If it is not against the fin aid rules of your school, go part time for a bit. But, make sure you are not breaking a rule or anything like that. You know, you could go part time, study real hard, work real hard, save your omney and move on up to the full time status.

Does your University offer perkins loans? Ask about that NOW!! Because, I have always heard rumours that those loans go quick.

Good luck.

xaguamelonx

i'm in the same exact boat as all of you. i'm a sophomore in college, and i still need to come up with about 12-18,000 for this year alone. my dad does't qualify for another parent plus loan because his credit is horrible! *he had to move, and long story short, his income was cut more than in half* i have the max of all federal aid, but i'm still short, and i have no idea what to do. i can't find a co-signer for myself, and no one wants to sign for my dad. i don't know WHAT i'm going to! either leave this school and go down to the street to a tier-three school, or suck it up and take a year off... ideas, anyone?!

Moore311

try tuitioanswer.com.. they helped me out w/o a co- signer

Moore311

srry.... tuitionanswer.com

bethie18

i need a loan also, my parents have bad credit too!!