I need some advice. So I fooled around too much and some bad things happened along my college career. I've wasted a ton of time and and money. All I want to do is just finish school and be done. So I went to a 4 year college for a few years right out of HS. Some bad things happened and I ended up coming back home because of it. So I have been going to a community college not far from my house. I've been going to the CC for quite some time now. Recently I've stop going to school all together for reason I really won't go into detail. The major reason is lack of motivation and severe depression. It did happen and I'm taking full responsibility for my actions. I just stoped going and looking at all my bills/e-mails from school for a whole 2 semesters. Depression really kicked in. Giving up and running away from school i totally regret. I am now trying to get my life together. I am seeing a doctor for my depression and I am on medication for it. Anyways well I did end up going to class for a fee days during the beginning of each of those semesters. Prior to all this I always went to class and tried my best. To add to this story now I'm in a catch 22. I need some advice as to what I should do. Here is my situation... My student loans and all from the time I was at the 4 year college recently sent me a letter saying that I need to continue going to school or it will start charging me $200/month for my student loans. I don't have that type of money right now. I work retail part time. I hardly get any hours. Yes I'm actively looking online for a new job. Since I screwed around and did not go to class my CC wants me to pay back the financial aid I was given for those semesters. So I owe $730+. I don't have that type of money with bills and all I got going on. I have 2 credit cards that I need to pay down and a car I am leasing. I have a hold on my account because of all this. If I don't pay this bill off I won't be able to register for next semester of classes. If I'm not going to school the loans from the 4 year college will come after me. I am so stressed out and I don't know what to do. Any advice would be appreciated. I am so stressed out because of it. Thank you if you read all of this I know it's a lot.