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Are Professional Student Aid/Scholarship Consultants/Finders Legitimate, Helpful or Worth It?

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Replies to: Are Professional Student Aid/Scholarship Consultants/Finders Legitimate, Helpful or Worth It?

  • thumper1thumper1 Registered User Posts: 62,564 Senior Member
    edited September 13
    Just make sure the colleges on your kiddo's list are affordable...and that he knows what affordable means. Performing arts types of schools typically don't have a lot of money for scholarships...and many...many students are either full pay...or get a scholarship but it's not a huge one.
  • PositivelyMePositivelyMe Registered User Posts: 17 New Member
    @gearmom - We haven't categorized his options (safety, etc.). I guess I need to brush up that lingo ASAP!
  • thumper1thumper1 Registered User Posts: 62,564 Senior Member
    My opinion...any program that requires a portfolio review or an audition can not be viewed as a safety...because your kid's work will be judged in comparison to the others applying...and the strength of their work will be used relative to your kid's work!
  • PositivelyMePositivelyMe Registered User Posts: 17 New Member
    @madison85 - We're worried! I think room and board drive up the cost. If he gets accepted at his school of choice, he'll live off campus after the freshman year.
  • PositivelyMePositivelyMe Registered User Posts: 17 New Member
  • thumper1thumper1 Registered User Posts: 62,564 Senior Member
    You need to crunch the numbers for off campus housing. Both of my kids lived off campus for their two last years of college...and really...it saved us nothing.

    Both were in major metropolitan areas where the rents aren't exactlyna bargain to begin with.

    Remember, off campus, you will be paying all those bills for all 12 months of the year whether your kiddo is there...or not. Most leases are for 12 months. Some places don't permit subletters if your kid happens to come home or go elsewhere for the summers.

    Food does cost less IF your kid cooks...but if they end up eating out...that also sucks up a lot of money.
  • PositivelyMePositivelyMe Registered User Posts: 17 New Member
    Thanks again Thumper1! Hadn't considered all those factors. Did you mention that your one student was a music major?
  • thumper1thumper1 Registered User Posts: 62,564 Senior Member
    One of my kids was a music performance major.

    Back in 2006-2007, he paid $800 a month for rent only in an apartment he shared with three others. Add to that utilities and food. For 12 months...that was about $12,000 a year...which was about the same as living onncampus in his metro area. Oh...and we had to get him furniture.
  • blossomblossom Registered User Posts: 7,900 Senior Member
    My kids off-campus savings were quickly sucked up by an emergency visit by a locksmith (landlord wouldn't reimburse us... said "my guy would have fixed it". Which I'm sure was true-- if you wanted your daughter living in an apartment with no functioning front door lock for a week). Ditto a broken glass window in her bedroom where anyone could have hoisted themselves inside, and losing part of the security deposit due to a malfunctioning fridge (not the kids fault).

    So put down your security deposit, first and last months rent.... and pretty much kiss those savings goodbye unless your kid is in a bucolic college town where you don't feel the need for emergency repairs at 10 pm on a Saturday night!
  • PositivelyMePositivelyMe Registered User Posts: 17 New Member
    Was your music performance major satisfied with his education? Sounds like I need to sit down and figure a few things out before securing a lot of debt.
  • PositivelyMePositivelyMe Registered User Posts: 17 New Member
    @blossom -Thanks for your input! Ugh! I really don't like dealing with private landlords.
  • TempeMomTempeMom Registered User Posts: 2,679 Senior Member
    edited September 14
    There is a great deal of good help available here. Don't be shy, people come in and say "We make $120 but have a lot of debt" or "we make 80 and are supporting grandma" or "we make about 40 and have no retirement or college savings" or "We make $260 but live in a high cost area." They've seen it all. I will tell you that most people would say that taking on parental debt (loans) is not a great option. You son can only take $5500 himself. Also not to do anything that will endanger YOUR retirement.
  • thumper1thumper1 Registered User Posts: 62,564 Senior Member
    @PositivelyMe yes...my kid was happy. I sent you a PM.
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