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It depends on the school, of course. If you can get into an elite university that meets 100% of all students need, you can usually expect very good aid (yet sometimes there are exceptions that work against transfer students). I'm 28 and just got accepted to Northwestern with a $35k aid package as a transfer from a community college. I made $21k last year working about 35-40 hours per week. Northwestern was very generous.
So, by all means, reach high. Just keep in mind that such schools have very competetive admissions, so make sure to apply to a couple safety schools as well.
And take the advice of the other posters here. Look at the individual school's websites for their financial aid information. Also, if you are looking to go to a state school, ask your cc counselor for some help. They will point you to plenty of people who will be able to help you find your way along that route. (They probably won't be as knowledgeable about private school admissions and aid, though.)
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