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I go to a humble, private, Christian University and received my initial fin aid award notice earlier. It says that my whole fin aid package (for this fall, next spring, and next summer) is loan based only. Stafford, Unsubsidised Stafford and/or a non need based loan (which I cannot get because I haven't good credit, but thankfully I can do without it) Where I go to uni, classes are 1,000.00 a pop (not including books). My yearly income was only 8200.00 and my efc is (approx) 700.00. What happened to the pell grants? My efc is not even the cost of one class, for goodness sakes.
This uni really recently did away with their campus based scholarships, so I am out of the loop for that. I am not trying to sound like a baby, but I really was figuring on a small pell grant and not straight up loans only. I am 32 years old and am one of those folks who had to put their schooling on hold in order to raise their younger siblings, because my late mother had cancer and was really ill a lot of the time. I could try to go part time, but I really do not want to because of that rule about completion rates. I mean, I could go part time and then try to work a second job during the fall, but I live where their is the second worse rate of unemployment in the country- so I haven't any guarantee that I could get a second job at all. It takes months to obtain employment where I live, trust me.
If anyone knows of something I can ethically do, then let me know.