Specifically a large amount of non-federal private-student loans ($45,000) that were not co-signed by anyone and taken out by the student only. If the student passes away, does the debt get transfered over to the student's parents? Brothers and sisters? Keep in mind they didn't co-sign.
Also, does it matter how the student dies? Will the lender ever find out cause-of-death?
For example, lets say the student commits suicide --I'm just curious I'm not depressed or anything-- would this change anything?