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Old 02-18-2009, 10:56 PM   #31
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Join Date: Dec 2007
Posts: 8
EFC 5847 and stepparent

I can relate to the step parent discussion. I have been the family support for many years, divorced and remarried several years ago because I was tired of supporting "3" kids.
My current spouse is the best, most wonderful guy and it sucks that the bio dad does not support, I do not think the step parent's income should be considered, but fair or not, those are the rules. With great kid number one, bio dad was unemployed and supposed to pay half of college so he filed the FAFSA forms...great kid number one received some aidfor 1st 2 years, took out a Stafford loan and did work study. Now great kid number is getting ready to go to college, SAT 1390, Merit Commended, 3.6 GPA. By now bio dad has a job and we are about even in income. The EFC for the step dad and me is 5847. I know we won't get Pell Grants, but will we get considered for any aid?
Thanks
momoftwogreatkid is offline   Reply   
Old 02-18-2009, 11:13 PM   #32
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Join Date: Feb 2006
Posts: 4,180
Yes. The Cost of Attendance minus your EFC is your "need." Aid can be awarded up to the amount of your need. In addition, unsubsidized Stafford loans and parent PLUS loans are available to help pay for EFC.

Each college is different. Your EFC might yield a package of grants, work study, and loans at School A with the result being that your need is fully met. School B might offer work study and loans, and your need may or may not be met. School C might offer work study, loans, and even grants but your need may not be fully met. It all depends. What you definitely should do is apply.
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