SeaSideBay

I am not a college freshman.
Yes, I need enough to live on as well, because I can't find any jobs that will pay for the cost of living.

siglio21

[more depressing music]

i would transfer to a cc for a while...accrue some money for your four-year college

SeaSideBay

I do not have enough money to go to a community college either.

romanigypsyeyes

How much does your CC cost per year? Around $10,000 (which is much more than I've ever heard of for a CC for 2 years) is not bad for your first two years of undergrad. Plus, have you gotten any scholarships?

springisintheair

IF there's a will, there's a way...get on a bus (very low fare) into the nearest LARGE city and apply for every job you can find...dishwasher, waiter, etc. work full time this summer and you will have enough money to go to a community college. Do VERY WELL there and you will be able to transfer into almost any university or college...did you try to ask your parents again if they will loan you the money for community college, or contribute partially? Are there ANY relatives or close friends, friends parents that will help you find a job, navigate this process, etc. If not, you can do it. Perhaps if the situation is really dire, you should call social services, they will remove you from the home and guide you along the process of independence or ward of the state. If it is not dire, then perhaps some conversation with your parents about your feeling, goals and their willingness to help in any manner. Regardless, many have successfully navigated this path, worked full time, paid for community college and went on to be productive members of a university setting after. You can do it. Go for it.

romanigypsyeyes

spring... A very large part of Michigan does not have bus systems.

And again Sea, have you tried MiWorks?

cptofthehouse

Seaside, what is your COA? How did you pay for last year? My guess is that you need to live at home and commute to a state school. Your Stafford loan would cover your COA if your family helps you in terms of living expenses by letting you live at home.

thumper1

I'm confused. You say your "loan" is only $4000...but the Stafford loan max for freshmen is $5500. You should be eligible for ALL of it as an unsubsidized loan as your EFC is quite high. The amount of the Stafford loan is NOT contingent on the cost of attendance or your family finances (although I don't think you can get federal aid in excess of the total cost of attendance).

So...if you got the $5500 Stafford, and got some job at a fast food place...or two...you should have enough to attend your local community college...and yes, I know this would mean dealing with your family. BUT it would not put you in debt.

Have you had a conversation with your parents about college costs? Have you had a conversation with your parents about what you want to do when you graduate from high school? You should do this regardless of the "other" issues in your family, if it is possible to do so.

With an EFC of $69,000, your parents are earning about $200,000 a year...or so (is that right?). What reasons have they given you for not helping you with after high school education costs?

SeaSideBay

Before I answer all these individual questions does anyone know where the quote option is located in these forum? I can't find it anywhere, but someone used it in the thread so I must just be overlooking something?

romanigypsyeyes

[ quote ] text [ /quote ]

Remove spaces from brackets.

calmom

The US Government wants you to join the military.

Bottom line -- that's why the aid system is structured the way it is.

Does the University you currently attend have a ROTC program?

Pea

SeaSideBay -- your story makes me really sad and I hope you will be a better parent to your own children. I have a different take than some of the other posters, I think you need to move out of your house. I know it is hard to find work but you need to find it anyway. Once you get away from the verbal abuse you'll start to feel better about yourself. Since you are going to be putting yourself through school I think the community college option is a good one.

SeaSideBay

In the past I was getting a scholarship ever year. That scholarship is no longer offered because the business that offered it is doing to poorly. That scholarship was only based on merit. I have extremely high grades. That scholarship was paying for 100% of my college.

I do not qualify for any of the private donor scholarship associated with the university nor the private donor scholarships associated with the local community college , because they are need-based in addition to merit based. I did not qualify for an university scholarships either because I was not incoming freshman or did not transfer with enough credit hours.

thumper1

If your parents are abusive, you need to seek help somewhere in person to get help. I agree with Pea.

But that isn't going to help you with the college bills right now. Is there anyone in your family...an aunt or uncle, grandparents...who you could speak with. Or a trusted clergyman?

SeaSideBay

That's because I'm not a freshman.

[quote]
attend your local community college...and yes, I know this would mean dealing with your family. BUT it would not put you in debt.[quote/].

Staying with them is NOT an option.

[quote]
Have you had a conversation with your parents about college costs? [quote/]

Of course. More times than I can count. Those talks never ends well, obviously.

[quote]
Have you had a conversation with your parents about what you want to do when you graduate from high school? [quote/]

I'm not in high school.

[quote]
With an EFC of $69,000, your parents are earning about $200,000 a year...or so (is that right?). [quote/]

right

.

They say that now that I'm an adult I have to pay for everything on my own.