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This question is for a friend (although I wish it were for me...lol!)
Their family income is $350,000-400,000/year. She had told me that she was not going to file a FAFSA because they would not quality for financial aid. But, I told her that she needed to file one in order to qualify for some loans if she wanted them, and also in case someone loses their job and their circumstances change...you need to have that first FAFSA on file. But...I'm not sure I'm right on either count.
Oh...I also told her that I thought she may need to have the FAFSA on file for some merit aid...but not sure I'm right about that either!