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Yeah, never got child support, my son has never met his father.
I had tried to play down the chances of my son going to NYU. I was less concerned with him being accepted, but way concerned about the $$. I tell you I cried tears of joy when I saw what they were offering him.
Yes, he knows that he could have graduated with much less debt from State U (I would have had him take at least some Stafford loans even if it was unsubsidized because of lack of 'need'). Yes, I know I could have said, NO I refuse to pay my EFC. But my son has been going to NYC since he was 3 yo to visit my brother who lives there and he loves Manhattan and it was his dream school. I was not going to say NO when it WAS doable. Yes, I could have nearly paid off my mortgage with that 60K I'm spending on college.
BUT, I wanted him to live his dream if it was doable. I have the entire EFC for 4 years saved in cash and I can't think of a better investment than my son's future.
I might be paying off my mortgage until I'm 65, but giving my son the opportunity of a lifetime, priceless and worth every penny (even if he can't find a job when he graduates with a degree in Politics and a math minor)
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