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My husband has been unemployed since August 2008, and I lost my job in March. I edited our FAFSA based on this - still get an EFC of $10K+ which I don't understand at all.
I also asked for reconsideration of the financial aid packages from the colleges my daughter has been accepted to, but they all say I have to be unemployed for at least 10 weeks (which will be mid-June roughly) before they will reconsider the financial aid package.
Lastly, I know my daughter will need loans before she starts in September - what if I'm still not employed by then? Will she even be able to get a loan? I'm assuming a parent would have to co-sign, and if the parent is unemployed, well, would the bank even consider giving a loan under those circumstances?.