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I'm in a school that does a direct program and well apparently I can't get approved for any loans for this upcoming school year.
I need $20k (I already got 6k from the unsubsidized (or subsidized, IDK) loan)
and my parents' credit is REALLY bad and so the loans I applied to denied me and when I tried with my cousin as a cosigner I got denied again (she probably didn't have enough credit built up yet)
So I'm quite unsure what to do, because I really don't want to leave my school because most likely I won't be able to do my intended career otherwise.
Right now all I'm doing is praying and I'm just really lost at this financial stuff. And my parents don't know what to do either because I'm their first kid going off to college.