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Just curious how their aid works. It states on their website that they meet 100% of demonstrated need through a combination of grants, scholarships, and loans. My question: is the loan portion they are referring to generally federal loans for the student or do they expect people to take out private loans? My son is very interested in this school and we will not be able to take out any private loans (credit problems). I expect our EFC will be in the 8-10K range which we will be able to pay.