kiva - this thing is pretty cool
not usually the type of person to advocate stuff..but anyways here goes:
kiva.org is pretty cool, if you lend $25 to someone, it can help poor peeps around the world start and maintain their business. and if they make nuff money, they'll pay you back eventually.
so..there's really no loss. anyway, if this summer you feel like being charitable this is a good place to give to. and its def not a scam.
kk...just letting you guys know ;] out.