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^ You'll get a preliminary estimate of your EFC before you have to accept or decline the school's ED financial aid offer. If your 2009 1040 shows more or less income than your submitted estimate, your final EFC can be proportionately more or less than the estimate, but problems seem to be rare (our D's LAC's FA director has never seen a change in enrollment plans due to a change in EFC). If your D is accepted ED needing FA, it means the school really wants her to attend.
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