What exact documentation does MIT require for proof of health insurance? Our medical, dental, and mental health benefits, covered under a PPO, will travel anywhere with our son. My son will have has insurance cards for all of these. How will he/we prove coverage? I have heard it can be difficult to get the MIT health insurance waived but I've called our insurance companies and have gotten the "ok" that he's covered wherever he goes.
It is not difficult to get the MIT health insurance waived. It doesn't specify what documentation you need, but more information is here: MIT Medical : Waiver FAQ You definitely will not need to do any more than enter some information online.
I see the deadline for fall is still Sept. 15th. As I recall, the MIT student must log on and provide the information to waive MIT insurance. We were always billed for the insurance, then reimbursed each year as the waiver went through -- because tuition is due earlier, in August.
But you can get the insurance off the bill before you have to pay, correct? It doesn't make sense to pay first and get reimbursed, particularly for families who would be putting that on a credit card or borrowing that. If the waiver opens in July, my son should be able to get it waived before he has to pay his bill in August, or am I confused? (Happens frequently)
^ If you son or daughter can submit the waiver in July, then perhaps your bill will reflect the payment. If not, you can mail in your payment with a brief note explaining why you are paying less than the amount of the bill.