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Or they pay for their own food and lodging.
And the European college "experience" is extremely bare bones as compared to the U.S. No dorms, no dining halls, no sports teams, no student rec centers, etc.
In the case of Harvard and Princeton, they are NOT expensive for upper middle income families. You have to have an AGI substantially more than $200K a year to pay more than 10%.
If the college is going to cost $250,000+ for 4 years, why aren't we just setting our kids up in a business.