Banking Question

[corranged]

^ The problem usually isn't that your bank charges you for using the ATM, it's that the other bank charges you.

[thumper1]

I'm not a student, but I've written checks ALL over the country from my local checking account here. In fact, I just got back from a trip out of my region (no branches of my bank where I was visiting) and I had no trouble writing checks while I was shopping.

That being said...both of my kids have college accounts at a national bank with branches almost everywhere. It makes it easy for me to deposit money into their accounts from here at home if necessary.

Neither of them writes checks. Both of them can have a check sent to a pay a bill through their bank.

[crazed]

We opened up an acct at a bank on campus (so he could withdraw funds without charges) that was local to us here (although not our bank).
Son got a debit/charge card. I don't think he withdrew cash more than once or twice a semester. To avoid charges, he could get "cash bacK" on a purchase at the drug store/grocery store, etc,. He does seem to debit everything even if it is just a couple of dollars.
It is a joint checking (for debit card) and savings acct with me, in case I need to make any transactions other than deposits. We opted out of ordering checks. The savings part is just for backup if he overdraws on the checking acct. He can also transfer funds as needed between savings and checking on line. I get to watch it all from my home computer and know when he needs me to deposit money in his acct.
His savings stays untouched at another bank.