I have a small office of 9 employees, 4 are FT. I offer PTO to FT employees only based on years of employment, plus 6 paid holidays. PTO accrues on an annual basis that starts after your 90 probation ends. After one year, a FT employee is entitled to one week PTO and is based on the number of hours she works per week. 32 hrs/week equals 32 hours PTO. You can quit the day after your anniversary hire date and I pay it all out. If you don't use it all, I pay the remainder out at your anniversary date.
I stopped the sick pay as everyone used it up first, sick or often not sick.
The type of retainer an orthodontist uses is usually practitioner-specific. The most common are the removable Essix, the cemented on lingual wire (usually front 6 teeth, usually lower only), and the removable wire with pink acrylic.
Retainers are for life. I find that most kids do best with the cemented on wire for the lowers and a removable Essix for the uppers. Minimal shifting as long as the kid wears it. Flossing with braces can be accomplished more easily with the Platypus flosser or the FlossFish.
We make retainers for kids who hate the wire/acrylic ones, who have some shifting but don't want to go back into braces, and others whose originals don't fit. Best compliance comes from upper and lower clear plastic essix retainers.
You are a lawyer, your husband is a physician, your daughter is a high school junior. And you tell me you are thinking you need to sell some "things" so your daughter will qualify for financial aid from FAFSA because you aren't sure you daughter's test scores will be high enough for need-based aid and you need to decrease your net worth.
Seriously. Your gross income is well over $300K per year; how can you be this ignorant about money and the college process?
Friend's D is currently in her 2nd year of a 5-6 yr chemistry PhD program. Her interest is in forensic chemistry. She went to a small directional state U, graduated with a 4.0, respectable GRE (but by no means spectacular), some research (not published), varsity athlete 4 years. She applied to 9 programs east of the Mississippi and was accepted to 5, all stipend supported.
Her research professor recommended a few programs, her parents picked one, and I suggested 4 for her of which she picked 2. She did not apply to our state U with a very decent forensics program as she said it was too close to home even though it is 60 miles away. But, whatever, even though I think it would have been the best program for her.
She visited 3 programs, turned down 2 for location (too big city for her and she's right), and accepted my first choice. She was also accepted at a top-10 program, but turned that down without visiting as she didn't get a good vibe from the professors during the phone interviews and after looking closely at the research opportunities available to her. She really did not do enough thorough research before applying to her schools, but since she started December of senior year she literally ran out of time. The school she is at REALLY wanted her: many phone contacts, 3 day interview, lots of follow-up.
The location she is in is not her favorite, but she's made friends and has a life outside of the chem building, including club sports at the university. She's happy where she is and still thinks it was her best choice.
I honestly think it's easier to get into chemistry PhD programs now than it was 40 years ago when my classmates were applying. Many science grads now look to the health care fields as they see more career opportunity than in scientific research where funding can be more uncertain.
We gave our daughter what the school charged for room and board each quarter. We withdrew it from her 529. She was responsible for using that money to cover rent, food, utilities. Because of her major and sport schedule, she purchased the 10 meal plan to make sure she was able to eat well during the week when she didn't have much time to prepare meals. We were fortunate to be able to cover those expenses.