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I am sorry that the three of you are apologists for failures and their parents. If someone were legitimately qualified they would apply through the regular channels.
The QuestBridge process takes place chronologically before our Early Action process. Students whom are matched will be offered the match before EA; those who are not but who wish to be considered EA will be deferred into the EA process.
All students, Questbridge or not, will be awarded financial aid as needed. Put another way, your financial aid award does not change whether or not you apply during QB or EA. The only "advantage" to applying QB is that it provides students with unusually or especially disadvantaged or complex family backgrounds to provide additional information and context with a more elaborate application.
In general, I think it's useful to apply via QB if you're eligible, mostly because applying via QB specifically identifies you as a high-achieving low-income student in a way that wouldn't otherwise necessarily be obvious -- it makes that piece of your context perfectly clear to the admissions officers. In addition, QB applicants who aren't matched are rolled over to EA. It's my position that the more times your application can be reviewed, the better --QB + EA gives your application two chances to be seen and considered by the admissions officers.