Jiales

Anyone going to UCLA who got financial aid mind sharing what your efc was. My family's kind of iffy on helping me pay for school so I want to prepare myself for the financial burden.

Malishka31

my efc was 0 and i got loans, they will give you loans no matter what unless you get regents or a lot of outside aid.

you only NEED about 9k for the year for tuition and books. Anything else is living expenses.... if you can cover those by living at home then really even if you only get loans it is not that bad.

luvtoolearn

I'm surprised you had to take out loans w/ an EFC of 0...they should have offered you enough grants to cover all of your expenses w/ such a low EFC

Malishka31

not really surprising actually .... they want for you to be responsible for your education. With a 22k cost of attendance having 5500 in loans per year is pretty good....

Jiales

So you don't have to pay it all that's not bad. That would be like a car payment which isn't that bad.

Malishka31

Right a portion of your aid is going to be in loans, but with higher EFCs the only aid you may get is loans.

5500 / year and only 2 years for me plus summers, it would still be 12k-ish or so. Summer aid is much worse.. usually a large chunk of loans.