They also have a big account sign-up promotion during dorm move-in day for first-years, so you can get your account then. A quick note on them - if you sign up for Checking Plus, which is free, you get a credit account along with your debit account. They won't take money out of the credit line unless you specifically withdraw it from the ATM or, this is important, overdraw your debit account. Most banks will just charge you an overdraw fee, but with the Checking Plus they just take the money right out of a high-interest credit account. Make sure that you don't dip into it, and if you do, make sure you'll be able to pay it back, because it's a high interest loan and you don't want to be unaware of having incurred it.