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Back in my day, if you were sick enough you stayed in the infirmary. That would be the only reason I would hesitate on waiving the U health coverage. If your S is sick, the infirmary is close by, open hours (usually) that fit a students schedule and if he is sick enough will allow him to stay there. (I think) If he sees an outside doctor and is really sick will he end up staying in his dorm room or will he have to go home.
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