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CC Resources for University of Michigan-Ann Arbor
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Old 06-17-2006, 04:14 PM   #1
Junior Member
 
Join Date: Feb 2006
Posts: 150
TCF bank + free iPod?

I didn't sign up for the TCF bank thing, but I changed my mind the day after orientation ended. I have a few questions.

-Can I call to have it set up and go to a local TCF in Wisconsin to sign the paperwork.

or

-Can I set the entire account up at the local site and still have it linked to my Mcard?

-Also, when we came back from Michigan, we went through Milwaukee and saw a Billboard saying "TCF Bank Free checking meet Free iPod." I looked it up online and they are giving away a free iPod Nano 1GB with a certain type of checking account. Does anyone know if I can get this type of account or any other type of TCF checking account and have it linked to my Mcard?
kmatzen is offline   Reply   
Old 06-17-2006, 07:45 PM   #2
Member
 
Join Date: May 2005
Location: Ann Arbor, MI
Posts: 482
You can signup aat your local site and have it linked, and I think you should be able to call as well.... not sure about the ipod

BUT, I would highly recommend not banking with TCF... its the most ghetto bank in the entire world. First semester they charged me $2 fees everytime I took money out of the TCF ATMs in the union. It took me an hour at the branch to get my money back. Then, someone signed a check over to me back in Minnesota, and I went to cash it at TCF, and they said I need the person who signed it over to me to be present with his ID... hahahah I haev accounts at wells fargo, merrill lynch and a local bank in MN and I've never dealt with this. Third, I once overdrafted 5 times according to them, but it was actually 1. I had $200 in my account, and made 5 purchases... one for $20, $50, $20, $30, and $220. I thought a direct deposit had already gone thru.... anyways, the $220 charge was the 5th one. Instead of the previous 4 clearing and then having the final one be the overdraft, they rigged it so the $220 one went thru first so all the other 4 were overdrafts. I got it switched after arguing with them for 3 hours in the branch, and then proceeded to close my account. Sorry this is so long, but I would not bank with them if I were you. The iPod may seem nice now, but a long road of frustration will await you. Several of my friends have had similar problems so this is not an unusual case.
UMrunner08 is offline   Reply   
Old 06-18-2006, 02:29 PM   #3
Junior Member
 
Join Date: Sep 2005
Posts: 149
i opened up a checking account at TCF. You need to have direct deposit on your paychecks for about a month and then you can get the ipod
Chummer is offline   Reply   
Old 06-18-2006, 11:00 PM   #4
Member
 
Join Date: Aug 2004
Posts: 592
I had similar problems as UMrunner. Luckily the staff is so stupid I used a few bizarre logical arguments and managed to get most of my money back.
samwise is offline   Reply   
Old 06-18-2006, 11:35 PM   #5
Senior Member
 
Join Date: Apr 2006
Posts: 1,861
Anybody use National City? I use it, but I had an account from before college and I only really use ATMs to get money and make a deposit every few months. I'm wondering how good of an option it is for the general student.
dilksy is offline   Reply   
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