surgeongeneral

i'm really having trouble deciding between the two. i'm going to be a psychology major doing premed, and hopefully doubling in something else like business, pharmacy, or engineering. i'm looking to go to the school that has a lighter workload(so i don't study 20 hrs/day), and easier ability to get a high GPA.

rice
-guaranteed mentorship
-86% med school acceptance
-5:1 student teacher ratio

vanderbilt
-10k cheaper than rice
-70%? med school acceptance

and how much exactly does the undergraduate loan matter in graduate school and afterwards? like, if i take 12k in loan(rice) or 22k in loan(vandy), will it be hard for me to pay off after grad school or what?