Welcome to College Confidential!

The leading college-bound community on the web

Sign Up For Free

Join for FREE, and start talking with other members, weighing in on community discussions, and more.

Also, by registering and logging in you'll see fewer ads and pesky welcome messages (like this one!)

As a CC member, you can:

  • Reply to threads, and start your own.
  • Post reviews of your campus visits.
  • Find hundreds of pages of informative articles.
  • Search from over 3 million scholarships.

Should insurance companies offer "Degree Insurance"?

thomas4881thomas4881 Registered User Posts: 165 Junior Member
Should insurance companies offer insurance for people who are told their degree isn't enough for a job?

Replies to: Should insurance companies offer "Degree Insurance"?

  • stevestar888stevestar888 Registered User Posts: 50 Junior Member
    Not a bad idea on the surface but I think the person who earns the degree should assume the risk, not the insurace company. Perhaps the college should offer the insurace because the college is the one selling the degree. But then people could get lazy and not try.
  • zannahzannah Registered User Posts: 1,088 Senior Member
    No. Many students don't complete college or take longer to earn a degree. Students may attend several schools. A policy would be very expensive and record keeping difficult.
    Students may be committed to majoring in a particular area despite limited job opportunities. Students seem not to understand that they may not find employment. Further, the need for particular majors depend on time as they fluctuate from poor enrollment to many applicants. Schools are obliged to keep programs running in both lean times and when there are many applicants. Thus, the importance of particular majors and employability. How would insurance operate in good days and bad.

    Some schools offer a kind of insurance by providing additional training to graduates who are not successful in the job.
  • NorthernMom61NorthernMom61 Registered User Posts: 3,992 Senior Member
    No. Higher education is a choice and a privelege. It's not always job training. If someone chooses a major that doesn't lead to employment or squanders the opportunities in front of them if they do, it's on them.
This discussion has been closed.