I always see conflicting answers when asking this question. My high school and my parents always told me to search for colleges I love, no matter their price. CC tends to be more on the realistic side. People on this platform promote the usage of NPCs to narrow your college list. The college of my dreams is Duke. I was planning on applying ED for many reasons: 1) I've fallen in love with every aspect of the school 2) Admissions rates are higher for ED applicants (this is definitely not the thing that's most important to me. I truly love the school) 3) I have sibling legacy, which I know isn't really a thing, but apparently it is at Duke. I don't want to trap my family into a financial aid package that's too difficult to recover from, if I even get accepted ED, but it really is my favorite college. According to the NPC, financial aid should cover around 60% of the cost of attendance, but that's still a lot for my family to pay for. Should I still apply ED?