Welcome to College Confidential!

The leading college-bound community on the web

Sign Up For Free

Join for FREE, and start talking with other members, weighing in on community discussions, and more.

Also, by registering and logging in you'll see fewer ads and pesky welcome messages (like this one!)

As a CC member, you can:

  • Reply to threads, and start your own.
  • Post reviews of your campus visits.
  • Find hundreds of pages of informative articles.
  • Search from over 3 million scholarships.
Please take a moment to read our updated TOS, Privacy Policy, and Forum Rules.

Loans without a Cosigner?

ArtsyLoverArtsyLover Registered User Posts: 161 Junior Member
I really want to go to college, but after my deposit was put down, my mother refused to allow me to go to the college, and I filed as a dependent. Depending on how much I make this summer (provided I can FIND a job), I'll have to get a loan for about 2-5 grand, but my guess is about 3. This makes me ineligible for the PLUS loan, though, and my mom has poor credit, anyway. I don't really have credit built up, so is there anything I can do? Maybe go independent? Although I filed as a dependent, I should be going to basic military training during the beginning of next year, and the school wants me to confirm it, so can I change it? I just need to figure out a way to make things affordable, since my grades suffered due to personal problems, but I'm certain I'll flourish in college, I just need to get there.
Post edited by ArtsyLover on

Replies to: Loans without a Cosigner?

  • Erin's DadErin's Dad Super Moderator Posts: 34,338 Super Moderator
    You will not be able to file as an independent unless you are 24, a member of the military, are married or have a child which relies on you for support. Your status should not change until you actually get through basic. If you get through basic you'll get some specialty training which might actually qualify for college credit.
  • DennyAlaskaDennyAlaska Registered User Posts: 63 Junior Member
    OP: I'm confused. You indicate you are "...going to basic military training during the beginning of next year." Have you formally enlisted? That is, have you taken the physical, signed all the necessary paperwork, raised your right hand?

    If so, then it sounds like you're heading off to the military, not college. Can you clarify?
  • mbly1142mbly1142 Registered User Posts: 3 New Member
    It's easier to get private or institutional funds without a cosigner but it's riskier. You might even consider waiting until you're through basic training.
  • illuminator1illuminator1 Registered User Posts: 11 New Member
    Basic training? Are you referring to ROTC funding?
  • polarscribepolarscribe Registered User Posts: 3,232 Senior Member
    The OP is likely enlisting in the National Guard. Hence, basic training then college.
This discussion has been closed.