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Should I even apply for financial aid? Urgent, please help!

sikjw1305sikjw1305 Registered User Posts: 12 New Member
Hi, so I just applied Early to New York University and Case Western University.

Then I figured that it's time to do my CSS profile for financial aid.

So I was filling out my CSS profile application, and figured that it is too complicated for a

senior in high school to do alone.

Because one of my parent is not a permanent resident, and does not live in the United States,

it became even more complicated.

My biggest concern is that my parents earn a pretty high annual income.

My parents earn >$100,000 annually,

so should I even bother doing this now?

NYU is my ED school, and they are known to be really stingy about financial aid,

so would I really get any aid if my parents earn high income?
Post edited by sikjw1305 on

Replies to: Should I even apply for financial aid? Urgent, please help!

  • mom2collegekidsmom2collegekids Registered User Posts: 82,688 Senior Member
    NYU's aid is actually more stats driven.

    That said, your EFC will be high so your family will likely be expected to pay most or all costs at NYU. NYU doesn't "meet need" and is awful with aid for most students except sometimes for those with tippy top stats.

    What are your stats?

    Are your parents prepared to pay full cost or near full cost for NYU?

    Yes you should submit the FA app if you need FA...

    edited to add:

    SAT: CR 580 Math 760 Writing 690

    Since NYU's aid is stats driven, I doubt that you will be given a good aid pkg.
  • charlieschmcharlieschm Registered User Posts: 4,282 Senior Member
    At many expensive colleges, a family with household income of 100K will still qualify for some aid. Most of information you need to fill out the forms will be needed to do taxes anyway, so I would work with your parents to do the forms. At some colleges, you only need to do the profile your first year, and after that they require less paperwork per year.
  • thumper1thumper1 Registered User Posts: 65,114 Senior Member
    How much CAN your family pay annually for your college education? Hopefully you discussed this with them BEFORE you applied to an expensive school like NYU Early Decision.

    Complete the forms ASAP. Otherwise NYU will not prepare a financial aid package to send to you if you get accepted ED.

    NOT all expensive colleges have the resources to provide significant institutional grant money to all students.

    While applying for scholarships is a fine idea, be alert that MOST scholarships awarded by places other than the colleges are ONE TIME awards and will not help you in subsequent years.

    College is a four year financial issue, not just one.

    Did you read the ED information that clearly states that if accepted, you will accept the offer, and withdraw other applications? How will you do this not knowing your financial aid situation if you need aid?
  • sikjw1305sikjw1305 Registered User Posts: 12 New Member
    Thanks for the comment.

    Honestly, my parents can pay the entire annual tuition.

    I just dont want to give them too much burden.

    I was wondering if i have a chance to get awarded a financial aid package although my parents make high income.

    If it's merit based, my sat is now so great, but im confident about my high school transcript and achievements in my intended major

    Thanks very much for advices!
  • mom2collegekidsmom2collegekids Registered User Posts: 82,688 Senior Member
    NYU merit is largely SAT/ACT based. They have a lot of high GPA kids and kids with great ECs. They pay for high test scores. You won't likely get merit.
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