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How much $ in Loans can you get??????

AJF2AJF2AJF2AJF2 Registered User Posts: 24 New Member
How much money can you get for undergrad and then for say law school? I basically need to put my entire college career on a credit card. I really don't care how much interest I have to pay back my main question is... Can I get it? I'm a non traditional college student at age 26 with a credit score floating around 700. I have owned a home (now sold, living with parents) and a car (paid off) I am finishing my associates at a local community college in May and want to know my options. Ultimate goal is to be a lawyer. Thoughts?

Figure I'll need 30-50 k for undergrad...

then about...

50-100 k for law school
Post edited by AJF2AJF2 on

Replies to: How much $ in Loans can you get??????

  • thumper1thumper1 Registered User Posts: 65,163 Senior Member
    Unless you have a really good paying job, it will be very hard for you to take out this amount of loan money without a cosigner.
  • mom2collegekidsmom2collegekids Registered User Posts: 82,689 Senior Member
    really don't care how much interest I have to pay back my

    Then you don't have the critical thinking skills or logic necessary to become a good lawyer.
  • Iron MaidenIron Maiden Registered User Posts: 1,988 Senior Member
    Or apparently the ability to do a simple Google search. Fail.
  • cptofthehousecptofthehouse Registered User Posts: 26,432 Senior Member
    I agree with the above posters.
  • annasdadannasdad Registered User Posts: 4,827 Senior Member
    You can borrow $7500 each of your junior and senior years through the federal Direct Loan program. If you have a cosigner - or income and assets of your own - you can borrow as much more as your credit situation (and/or your cosigner's) will support.

    Since law school is very, very expensive, and the job prospects for newly graduated lawyers is uncertain, I would finish your undergraduate work at the least expensive school available to you.
  • happymomof1happymomof1 Registered User Posts: 25,852 Senior Member
    You are independent for the FAFSA because of your age. This changes the loan limits to $9,500 freshman, $10,500 sophomore, $12,500 junior and $12,500 senior years. Your aggregate limit for undergraduate work is $57,500. Here's the link: FinAid | Loans | Student Loans

    But before you get too excited about the limits, run the repayment calculators FinAid | Calculators and think about how big a chunk the potential debt is going to take out of your income each month.

    Since you have held down a job in the past, you may want to plan to complete your degree in a location where you can continue to work at least half-time. Better yet full-time with benefits, while studying part-time. It will take longer to finish your degree(s), true, but you will be in better financial shape when you do finish.
This discussion has been closed.