My oldest graduates this year without taking a dime of federal or state aid. I have filled out the FAFSA every year as a condition of her institutional aid (actually an employment benefit), been selected for verification 3 times. The kid has decided to take the rest of the chemistry required to sit for thr MCAT and apply for med school. This would give her enough credits and meet the requirements for a second degree, btw, and yes, she'd be at least 1/2 time. She'll need an unsubsidized loan, her first. So, another FAFSA, looks like an SAP appeal form because she's finished a degree and is ineligible for more federal aid (even though she's never had any).
I don't think she d independent for FAFSA because she can't answer year to any of the questions. Is there even a point to trying to get a federal loan or will we likely just be buried in paperwork and then told no, she's already got a degree?