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Never taken out a loan before - Need help/advice

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Replies to: Never taken out a loan before - Need help/advice

  • yomomoyomomo Registered User Posts: 6 New Member
    My credits transferred to this school with no issues, I have 65 credits iirc.
  • mommdcmommdc Registered User Posts: 9,169 Senior Member
    Then you should have junior standing and be offered $5,500 sub and $2,000 unsub. Wiith summer earnings, you would have around $10,000, that should be enough for a shared apt and utilities/food maybe?
  • twoinanddonetwoinanddone Registered User Posts: 14,566 Senior Member
    Sometimes schools just give the lowest Direct loan ($3500 subbed, $2000 unsubbed) and then adjust it to sophomore/jr levels once the official transcripts come it. Usually all it takes is a call to the financial aid office.
  • mommdcmommdc Registered User Posts: 9,169 Senior Member
    @Aroundhere, sorry I didn't see your question. I would call and ask the financial aid office why the student loans offered aren't higher.
  • yomomoyomomo Registered User Posts: 6 New Member
    So I have $8,000 I have from my own account I can use towards college, plus my dad is offering $4,000. I might not need a loan for this year but I will contact the financial aid office to see exactly what I owe
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