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College Costs: Some Economic Lessons To Minimize Debt

Dave_BerryDave_Berry CC Admissions Expert Posts: 2,444 Senior Member
"College is possible without horrifically burdensome student loans. Forethought and good decisions are necessary — either that or substantial wealth. I recently picked up some tips from credit union leaders who make student loans. I gave them an economic update and also reviewed the statistics that we all know: College graduates have higher earnings and lower unemployment than those who didn’t go to college or didn’t graduate. Then I listened to other experts. Here are a few things that I learned." ...



Replies to: College Costs: Some Economic Lessons To Minimize Debt

  • thetransfercoachthetransfercoach Registered User Posts: 155 Junior Member
    edited October 2017
    I agree completely with Juillet. There is a lot that goes into dropping out of college; I worked at a high-poverty community college and the issue goes far beyond whether the students pay for tuition (they usually don't; most poor students qualify for Pell grants, anyway). It's hard to get to class if your car is always breaking down; it's hard to take online classes if your computer breaks and you can't afford a new one and financial aid doesn't disburse until the middle of the semester, or your internet is turned off in the middle of the semester.
  • Josie5Josie5 Registered User Posts: 13 New Member
    It also seems a little glib to imply that anyone can do two years at community college, then transfer to a "high-prestige school". Maybe if you're in a state with a good CC system - - not everyone is. Some kids will probably struggle to make sure their CC credits transfer to a state university.
  • user4321user4321 Registered User Posts: 114 Junior Member
    If this is the best advice that experts can give us, we don't have a chance
  • kanjfn23kanjfn23 Registered User Posts: 4 New Member
    I was thinking the same exact thing...I'm reading the article thinking thanks captain obvious...these are all common sense things
  • MomtofourkidsMomtofourkids Registered User Posts: 183 Junior Member
    Not helpful unless you are just beginning the process. Ugh
  • OHMomof2OHMomof2 Registered User Posts: 11,113 Senior Member
    Merit scholarships are also hard to get, aside from small “bragging rights” grants. The top colleges mostly do not give merit scholarships, or give very few. The most common grant is relatively small, designed to make a private college more competitive with a public university, and to give the parents bragging rights.

    I'd put some asterisks after this. If you're a top-ish student and willing to go to a school that's not very selective, merit can indeed be a huge factor.
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