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Aid appeal for high medical expenses

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Replies to: Aid appeal for high medical expenses

  • mommdcmommdc Registered User Posts: 10,628 Senior Member
    @jfles00 I'm sorry things are so tough with the insurance.

    Could your younger child be covered with CHIP?
    You might have to pay premiums (depends on income) but then maybe it would cover her weekly treatments and the rest of the family could be on a cheaper plan?
    I think it covers dental as well.

    https://www.insurekidsnow.gov/coverage/ar/index.html

    Also, are you and your husband both self employed? Maybe it would be worth it to get a job with employer group coverage and that might bring the premiums down?
  • mommdcmommdc Registered User Posts: 10,628 Senior Member
    I would contact the school. They will decide if and how they take the unreimbursed medical expenses from 2016 into consideration, and what documentation they will need. It's worth a try.
  • jfles00jfles00 Registered User Posts: 8 New Member
    @mommdc Thank you. I also have a chronic health issue and glaucoma so I am also in need of good health insurance. Because of my health issues we cannot shop around for cheaper private insurance. These issues also keep me from working. Before my health issues I was the highest earner in the household and had employer group insurance. We have honestly been looking at moving to another state with better marketplace coverage/cheaper premiums. Which is also a costly option, but at this point I'm not sure we have many options besides moving or just dropping coverage and hoping for the best with self pay. I appreciate the ideas though. I have never looked into CHIP. Ive always assumed our income is too high. I feel like our high income disappears into a black hole. lol I'm sure I can tighten our budget on the frilly things and being more frugal in other areas but its so hard to save anything when we aren't even 4 months in to the year and already 8,000+ out of pocket for our healthcare. What an awful mess! I talk to fin. aid yesterday about what I needed to provide and I am happy to know they will at least look at what we have and consider it. I am still encouraging my son to work hard on his remaining scholarship applications and the budget work is still happening!
  • DoinResearchDoinResearch Registered User Posts: 400 Member
    I have high medical as well, and I'm working with each school's FA office to provide the information they need to reconsider. Some schools wanted 2016 schedule A, one wanted 2017 schedule A.
  • thumper1thumper1 Registered User Posts: 72,429 Senior Member
    It makes sense that they would want 2017 info. In some cases those high medical bills could no longer be the case...and the family current income would be able to more easily pay college costs.

    If the medical expenses are current...that would be impacting NOW.

    Good luck to you all. Hope it works out.
  • thomas4881thomas4881 Registered User Posts: 165 Junior Member
    You need an accountant.
  • thumper1thumper1 Registered User Posts: 72,429 Senior Member
    @thomas4881

    What do they need an accountant for?

    They need their own insurance claims EOBs, and might need a note stating that the medical care is essential. And they need a receipt for payment iof their health insurance costs.

    Why in the world would they need an accountant?
  • thomas4881thomas4881 Registered User Posts: 165 Junior Member
    Accountants understand college finances.
  • thumper1thumper1 Registered User Posts: 72,429 Senior Member
    I’m not wishing to debate this...but the vast majority of accountants have absolutely NO good understanding of college financial aid....or finances.

    Let’s just let this go...because this poster doesn’t need this for their appeal based on medical expenses.
  • Erin's DadErin's Dad Super Moderator Posts: 35,922 Super Moderator
    ^ I agree with @thumper1
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