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Completing FAFSA or CSS for Full Pay worthwhile?

HownowbwncowHownowbwncow Registered User Posts: 6 New Member
Is there any advantage to completing the FAFSA or CSS even if you are a Full Pay family?

Replies to: Completing FAFSA or CSS for Full Pay worthwhile?

  • thumper1thumper1 Registered User Posts: 67,864 Senior Member
    Are you absolutely positive you are full pay? If so, there is no need to apply for need based aid.
  • alooknacalooknac Registered User Posts: 1,183 Senior Member
    I believe at some schools FAFSA must be completed to be considered for some scholarships even if not need-based.
  • NorthernMom61NorthernMom61 Registered User Posts: 3,321 Senior Member
    You will need to if you want unsubsidized Stafford loans.
  • sybbie719sybbie719 Super Moderator Posts: 21,647 Super Moderator
    If there is an amergency, where you may not be full pay: job loss, major illness,house burns down/hurricane/flood or anything where you may have to go to financial aid for help( including asking for a financial review if you get some need based aid at a better or peer school) Your application will already be on file.
  • thomas4881thomas4881 Registered User Posts: 90 Junior Member
    If you don't need student loans then don't apply for them. Colleges have emergency loans.
  • thumper1thumper1 Registered User Posts: 67,864 Senior Member
    The Direct Loan can be applied for later in the academic year...if you need one. You would need to complete the FAFSA to get this...but it can wait.
  • HownowbwncowHownowbwncow Registered User Posts: 6 New Member
    Thanks everyone- I appreciate the insight
  • HownowbwncowHownowbwncow Registered User Posts: 6 New Member
    Just a quick follow up- I found that some of the UCs require the FAFSA for Regents consideration.
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