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Expensive private school or state flagship?


Replies to: Expensive private school or state flagship?

  • collegemom3717collegemom3717 Registered User Posts: 5,666 Senior Member
    Poor Rutgers: it gets no respect, despite great student outcomes at an affordable price. Professors in the BME group there have degrees and research connections from all the name brands - go look at the faculty profiles. Your statement that Rutger's doesn't have enough profs with "friends in high places" suggests that you are going off the uninformed opinions of others and haven't made any effort to inform yourself (and comes off as arrogant). You are, quite simply, wrong- and you also misunderstand how PhD admissions works (for a start, 2 of your 3 grad school LoRs are likely to come from your summer internships, probably through REUs, at other universities / research facilities).

    You also are seriously underweighting the burden that $100K+ of debt puts on you (which puts you in the top 5% or so of student debt- average is $35K). Yes, PhDs are funded- but even in the best case scenario it is years before you will make the kind of money that will let you finish paying off that debt. In the meantime, it will color so many of your choices- can you afford to take that post-Doc & still support yourself & your loan payments? Can you take that exciting job that starts with an average pay packet- but is in an area with a high cost of living? Try running a debt calculator / budget calculator. Or talk to BME type grads about college loans.

    JHU is great- but so is Rutgers. The difference in degree quality and your prospects for grad school are just not worth going into huge debt.
  • coolguy40coolguy40 Registered User Posts: 1,820 Senior Member
    I think you're misinterpreting the agreement. You can pay a deposit and sign an agreement of commitment to hold your spot. If you find you can't afford the school, which is true with at least half of the acceptances, you simply lose your deposit. That happens all the time with private schools. That's why kids get waitlisted.

    They can't force you into anything more than that. It's like GM taking you to court for buying a Toyota instead of a Chevy. They'd get laughed out of court. Can you imagine what would happen if a private company could seize your money and force you to pay for their goods?
  • Eeyore123Eeyore123 Registered User Posts: 883 Member
    I am looking at the Global Shanghai Ranking for Biomedical Engineering. Rutgers is ranked #9. JHU is #19. I don’t think you will have an issue finding connected profs.
  • austinmshauriaustinmshauri Registered User Posts: 7,545 Senior Member
    Do you have schools on your list that you like better than Rutgers? Maybe it would help to expand your list.
  • mom2collegekidsmom2collegekids Forum Champion Financial Aid, Forum Champion Alabama Posts: 84,223 Forum Champion
    edited October 13
    want to go into biomedical engineering, biochemistry, molecular biology, or biophysics, and jobs in these fields basically require PhDs.

    None of those fields pay a whole lot of money, so taking on huge debt for undergrad.....which will grow like CRAZY while you’re in grad school.

    $130k of undergrad will grow a LOT by the time you’re out of grad school. Someone here can do the math and figure out how large that debt will grow after 4 years of undergrad PLUS 5 years of grad school.

    We see this sort of problem here all the time....kids thinking that they need to borrow big for undergrad when they still have many grad/med school years ahead of them. The debt that they end up with becomes unsupportable.
    Post edited by mom2collegekids on
  • MYOS1634MYOS1634 Registered User Posts: 38,869 Senior Member
    Apply to Rutgers, TCNJ, and a few others that may not require crazy loans because of merit scholarships, such as Northeastern, Case Western, URochester.
    Attend JHU for grad school, when that will matter way more.
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