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Temple Financial Aid

savanfrom79savanfrom79 0 replies1 threadsRegistered User New Member
I’m a transfer student from Rowan Univeristy that got accepted into Temple. I just recently got my Financial Award from Temple University. Unfortunately i’m only eligible for 5K in loans per year. It’s not even like i’m a bad student. I had all As in high school and a 3.7 GPA at Rowan. My household income is about 120K. I’m an out of state student living in campus so tuition is 58K. According to my FAFSA, my EFC is around 28K. My sister is going to be attending college soon as well. Is this normal?
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Replies to: Temple Financial Aid

  • cptofthehousecptofthehouse 29422 replies58 threadsRegistered User Senior Member
    Yes. Temple does not guarantee to meet full need just as most colleges do not. And they do not meet full need for most students. On top of that, you are Out of State. Most of time, OOS students do not get prime financial aid from state schools. The money goes to in state students first. That you are a transfer student is another strike against you. Money goes to first time college students first. So all of that was not on your side of getting much aid. Just the federal entitlements. Temple gave you zero money.
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  • kidzncatzkidzncatz 969 replies7 threadsRegistered User Member
    We are instate for Temple and our family's EFC is $0. My daughter was also awarded $0 institutional aid from Temple. Although Temple was her favorite school, she had to choose another, more affordable school. Why not stay at Rowan?
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  • mommdcmommdc 11372 replies31 threadsRegistered User Senior Member
    It's normal because if you don't get merit from Temple, and no state grant since you don't live in PA, then there is only work study and loan left for aid.

    Your EFC is too high for work study.

    Temple is a public university in PA. They don't meet need, especially for OOS students.

    You can inquire why you didn't qualify for a transfer scholarship with your GPA, I thought they gave out transfer scholarships but that would maybe only add $3,000 or so.

    If you are doing well at Rowan, why not stay and finish your degree there. I assume it's instate for you.
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  • MYOS1634MYOS1634 41877 replies451 threadsRegistered User Senior Member
    edited June 11
    Transfers get lousy aid AND it's a public university for which you're OOS = deadly combination.
    Temple is not worth 58k compared to Rowan.
    However you can try and transfer to TCNJ or Rutgers. You'd at least get instate rates and since you're a state resident they may throw in some transfer Scholarships due to your excellent GPA.
    edited June 11
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