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My Mom Screwed me over, Can I still qualify for FAFSA?

bostonkid617bostonkid617 12 replies1 threads New Member
I grew up with a single Mom making around 50k a year. Over a year ago she got married to somebody who makes around 80k, so now the household income is two parents, and over 100k. We didn't move, and he is not going to pay for college at all, but he is still included in FAFSA. Can I still qualify for financial aid? My mom doesn't have much money to help pay, and now I'm afraid I'm going to be drowned in debt because she did this.
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Replies to: My Mom Screwed me over, Can I still qualify for FAFSA?

  • Groundwork2022Groundwork2022 2448 replies47 threads Senior Member
    Gee... tell us how you really feel about your mother and stepfather.

    Yes, you can still qualify for financial aid. It is called "merit aid" and you're going to have to earn it. You can do that by doing well in school and on your standardized tests. You can increase your chances by applying to colleges where you are in the top echelon of applicants. You can even apply for as many scholarships as you have time for. They usually require essays, and no, you don't want to write about how your mother "screwed you over" by remarrying.

    If you are a truly exceptional student, you can apply to tippy top colleges, where anyone making <$180k-or-so will qualify for aid.
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  • privatebankerprivatebanker 5525 replies79 threads Senior Member
    edited November 25
    Your mom fed you, protected you, clothed you, put a roof over your head. That is a lot of love over the years.

    Sorry that it hurt your financial aid, I bet she had no idea and probably it is hurting her as well.

    Perhaps you can look at some compromise with them relative to a few years at the local college and you can commute followed by two years at a school you want to attend. They and you they could have a plan to fund those two years, and you will have earned the good grades on your end as part of the deal. Plus some savings by you.

    edited November 25
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  • bostonkid617bostonkid617 12 replies1 threads New Member
    edited November 25
    With a $50,000 income and one kid in college...and a single parent...I don’t think you would have qualified for the federally funded Pell Grant anyway.

    I have a brother as well, but how would that have not gotten me a federally funded pell grant? 50K is less than some colleges tuition for an entire year, how do they expect somebody to pay for college with that low of a salary? Especially in Boston where the cost of living is insanely high.
    edited November 25
    Post edited by MaineLonghorn on
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  • twogirlstwogirls 7375 replies7 threads Senior Member
    Can your mother contribute anything? Depending on your stats you may qualify for merit aid.
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  • buckybarnesxbuckybarnesx 96 replies9 threads Junior Member
    Someone correct me if I'm wrong, but I believe that the majority of people who get the pell grant have an income of $20,000 or lower.
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  • thumper1thumper1 75471 replies3310 threads Senior Member
    People who get the full Pell Grant of about $6000 have incomes $20,000 a year or less...because their FAFSA EFC is $0.

    I don’t think an income of $50,000 is going to yield a full Pell Grant. Maybe a small amount but not $6000.
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  • cshell2cshell2 713 replies9 threads Member
    edited November 25


    I have a brother as well, but how would that have not gotten me a federally funded pell grant? 50K is less than some colleges tuition for an entire year, how do they expect somebody to pay for college with that low of a salary? Especially in Boston where the cost of living is insanely high.

    The maximum Pell grant is just a little over 6K with an EFC of 0. It is not paying for 50K colleges. If you also live in a state with a generous state grant it might be paying for tuition at a 12K/year commuter or community college. If you want the expensive schools and you have no money and a 0 EFC you need merit aid as well.
    edited November 25
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  • bostonkid617bostonkid617 12 replies1 threads New Member
    edited November 26
    Oh I thought FAFSA contributed a lot more than that. Damn how do they expect people to pay for this. My GPA is 3.4, 3.8 weighted, SATs I got an 1180, then 1320. Taking it a third time in December. Also co-founded a club, and I'm indoor and outdoor track captain.
    edited November 26
    Post edited by Chedva on
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  • thumper1thumper1 75471 replies3310 threads Senior Member
    @bostonkid617

    The maximum Pell Grant is just over $6000 a year. As noted...even IF you had gotten that, your college costs would not have been covered.

    What public universities can you commute to?
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  • austinmshauriaustinmshauri 9079 replies337 threads Senior Member
    You may not have qualified for much Pell. The max. Pell Grant is $6k/year, but you may have only received a thousand or two, if that.

    You can only borrow ~$5500/year, so there's not much chance of you drowning in debt. What are your stats? Do you qualify for merit aid anywhere? Where's your dad? Is he able to contribute?
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  • bostonkid617bostonkid617 12 replies1 threads New Member
    Well I live in Boston so a good amount, but the T is still very unreliable. Might just go to MassBay, they have a great transfer program to UMass, schools. Students can automatically get into any UMass school if they maintain above a 3.0 GPA. UMass Amherst is a great school, and has a great architecture program, but the Average GPA coming in from high school is a 3.7. Could also commute to Framingham State, BU, or BC, but even if I could get into BU or BC they're insanely expensive. My dream school is Northeastern, but also insanely hard to get into(average is around a 4.0 weighted). Right now I am set on taking a gap year and applying next year after I graduated because I'm dealing without a lot of anxiety, depression, and sleep issues I feel I need to address first. I think I also have potential for a scholarship in track if I improve this year, right now I've only had D3 and D2 coaches reach out to me. I'm going to look at URI as well, but I can't commute there. I also have family living in Boston that maybe I could crash with for a year if they're generous enough. Also have family in Minnesota as well. Also I understand that I should be happy for my Mom, but that doesn't take away the anger, but I guess I wouldn't have gotten much Financial Aid anyway.
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  • austinmshauriaustinmshauri 9079 replies337 threads Senior Member
    edited November 25
    Why are you angry at your mom? Surely living on $130k is much better than living on $50k.

    Where's your dad? Can he contribute anything?
    edited November 25
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  • privatebankerprivatebanker 5525 replies79 threads Senior Member
    UMass Boston. Bridgewater. UMass Dartmouth. All could be very affordable.
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  • jym626jym626 56017 replies2917 threads Senior Member
    edited November 25
    How old is your brother? Congratulations to your mother for finding a partner who married her with 2 teens/young adults. Is there a bio father in the mix anywhere?
    edited November 25
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  • thumper1thumper1 75471 replies3310 threads Senior Member
    Another book to read...Paying for College Without Going Broke.

    It’s an older book but the ideas are still good ones.

    What is your SAT or ACT, and GPA. Really getting merit aid based on those would be good.

    D2 schools do give scholarships. Why aren’t you interested in any of them? Would they have the potential to be affordable?
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  • bostonkid617bostonkid617 12 replies1 threads New Member
    I stated my GPA and SAT and other things in a reply above, don't feel like writing them again lol. And for the D2 schools, it's not that I'm not interested in competing D2, it's that all the schools that reached out to me were small private schools that aren't great, and wouldn't be worth the money. For example, one was Franklin Pierce in NH, which is extremely small and pretty damn expensive.
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  • ucbalumnusucbalumnus 78992 replies701 threads Senior Member
    edited November 26
    Most college students' choice of college is based on cost considerations, not academic or other (e.g. athletic) credentials. Yes, it means that your choice of college is based mainly on your parents' (financial) circumstances and choices, not your own achievements.

    Also, note that BC, BU, and NEU all require financial information from both of your (presumably divorced) parents, so you may not have had any chance of financial aid at these schools anyway if your (biological) father is not financially cooperative.
    edited November 26
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