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EFC over $70,000 and I might be screwed
My parents had money for 4 years of college saved for me. Unfortunately for me, I still do not have enough credits to graduate and my parents no longer are helping me with college. I applied for FAFSA and asked my school what the status of my FAFSA was. They said since my EFC is too high, I dont qualify for loans or grants. Which sucks. How does someone not even qualify for loans? I have no idea what to do now. I asked my parents if we could sign up for a student loan from a credit card company but they refuse to cosign with me because they do not think I will be able to pay back the loan. I know I screwed myself here cause I couldve graduated in the 4 years I had but any suggestions?19 replies