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Merit Scholarship, University of Rochester

URC2020URC2020 5 replies2 threads New Member
Does anyone have experience with receiving a merit scholarship, but then only being awarded financial aid up to the expected family contribution? In other words, the merit scholarship did us no good, since we would have received the same aid without the merit scholarship. It is like a bait and switch. The merit scholarship is essentiall useless.
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Replies to: Merit Scholarship, University of Rochester

  • SybyllaSybylla 5066 replies60 threads Senior Member
    edited July 1
    Merit and need based aid doesn't stack in the majority of cases at the majority of schools. It isn't bait and switch, it is more that you cannot double dip. It would be clearly written on the website somewhere. Something you will have read when applying for aid (merit and need) will have this information. Are you the student or the adult? Why is this an issue now, in July? Did you only now get your FA award?
    edited July 1
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  • WayOutWestMomWayOutWestMom 11024 replies236 threads Senior Member
    edited July 1
    @URC2020 At URochester merit reduces need. The amount of any merit award will be subtracted from any need based award you receive.

    It's not bait & switch. UR clearly tells students this on their FA FAQs. Also because UR uses the CSS Profile and their own institutional calculations, your family FAFSA EFC and the school's EFC are likely to be quite different. (With the school EFC being higher than FAFSA's.)

    Merit aid is guaranteed for 4 years (12 semesters) if you maintain the required GPA. You don't need to apply every year and submit a new Profile. You know exactly how much you'll be getting.

    Need-based aid is recalculated every year and the family EFC goes up every year because the student's expected contribution goes up every year. (UR assumes that a senior will be able to contribute substantially more toward the COA than a freshman can. IIRC, D was expected to contribute $8000/year toward her COA her senior year at UR.)
    edited July 1
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  • URC2020URC2020 5 replies2 threads New Member
    Okay, but in our case the merit scholarship is approximately equal to the need. Thus, we pay the same as we would without the merit scholarship. The scholarship is essentially worthless. Also, the school is utterly unaffordable because who can afford to pay 40% of their net income for college? Or the other alternative is graduate with nearly $100,000 in debt.
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  • SybyllaSybylla 5066 replies60 threads Senior Member
    edited July 2
    So about the NPC? How did that look? Again, are you the student or the parent, and why is this a problem now? Have you had some kind of late admit?
    Did you not read the information about merit vs need?


    Hopefully you applied to other options, UR was probably only on your list becuase you assumed need and merit stacked, so what about your other applications? Where are you admitted? What are your stats?
    It is a shame you were not using CC as a source, there is plenty of UR chatter.
    edited July 2
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  • fernandobedoya27fernandobedoya27 1 replies0 threads New Member
    Hi, I think I’m in a similar situation. In my FAonline the net cost (Cost of Attendance Minus Total Grants and Scholarships) figures as “X”. However, I also received a 2020-2021 academic year award of “Y” . Does this mean that my final cost of attendance would be “X - Y”?. I contacted them but haven’t received a reply yet.
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  • URC2020URC2020 5 replies2 threads New Member
    Quick update: You all were correct. Rochester will not "stack" our merit scholarship on top of our need. The net result is that we are being asked to pay 35% of our net income, which is obviously impossible. While we can pay upwards of $30K a year, our child would still graduate with $80,000 to $100,000 in unsubsidized loans. As I told the financial aid representative: your school is good but not that good. She didn't sound surprised.
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  • austinmshauriaustinmshauri 9982 replies386 threads Senior Member
    Since you're self-employed they may have added back in expenses that you took out to get to your net. The NPCs aren't really accurate for business owners. Do you have any affordable options?
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