Please hear me out for a bit.
Ok, so I have a rather difficult situation on my hands, and I honestly do not know how to go about it. I really want to go to college for accounting (and get my CPA), but I really do not have the money to do so. Even with the financial aid I begged for, all the colleges I applied to will in the long run (4 years) cost around 60k (even with commuting. I also want good internships). I simply cannot afford this, not to mention my parents REFUSE to do the FAFSA no matter how much I beg them. They said they wouldn't even help me pay for community college. They saved literally 0$ for my college, so I would be entirely on my own if I went to college (they told me they would not help me). They also refuse to talk to any of the financial aid officers and scold me for reminding them to do so. My parents also make above 70k (but they spend like no tomorrow and couldn't care less about my college), so I couldn't even qualify for much aid anyways. I have to buy my own car, my own insurance, my own everything essentially.
I am in a difficult situation and am afraid of failure. I know college isn't a ticket to success, but after much deliberation, I know this is something I WANT to do. But there are so many external factors obstructing my goal that I have no idea what to do at this point. The loans are too large and the interest rates are incredibly criminal. I am a long run thinking person, not short run, and the return on investment seems pretty mediocre, if not very negative.
Plus, I cannot even do military because of my asthma.
Can you guys give me any suggestions? I would greatly appreciate your input if you are able to do so. I realize I may be asking much and may seem like I just want everything given to me, but I really want some guidance. I have no family to help me and am pretty much alone as a person.