I just found out that I have $455 dollars in overdraft fees. (I get charged $35 for every purchase after my balance hits 0)
It's like the credit card companies don't even warn us when we're approaching $0. And then when I overdraft, it doesn't decline the transaction and I end up buying a $35 bottle of Mountain Dew. And then I do it again 3 hours later and they don't bother saying that I bounced the check card till like 4 days later after I've made 15 unknowingly overdwarn purchases.