Before I start my questions for my transfer to McGill, I will give a little background on myself to perhaps help you shape your advice...
I am from MTL and I did my CEGEP (Pure and Applied Sciences) and graduated with fairly high R-Score (33.8125) in 2011 and got admitted to Mcgill (Honours) Mechanical Engineering (no scholarships) and at Concordia U in Mathematical and Computational Finance with Co-op (w/ an entrance scholarship).
I was very naive when I made my decision: I chose Concordia U because the program required a higher R-Score and claimed to admit only "15 highly qualified" students in the program, and I thought the description of the program sounded interesting (Math + Finance + Comp. Sci.)... I guess I mainly got attracted by how selective they claimed their program was.
I am expected to graduate next year in May 2015 as it is a 4-year program with Co-op. My current GPA is: 3.92/4.3.
Now it is almost 3 years later and I really, really, really regret my choice. The main reason being that I regret my choice plan to attend graduate school (desirably top programs in the US, eventually) and ConU has very little to no reputation (especially out of Canada). Also, I always felt like a strong student should always go to a place where there would be other motivated and strong students, which is far from being the case at ConU.
Lastly, the area of study I wish to go into for Grad. school is in Statistics and McGill has an Honours program in that field which looks very solid. I was also thinking of doing my masters there (in stats again) if I do make the undergrad transfer, before going on to doctoral programs.
Is the transfer worth it? Do Grad. Committees pay a lot of attention to the Undergrad. institution attended?
If I have 75 credits accumulated (mainly from Math&Stats, some from JMSB/Finance + Comp. Sci.), how many credits will I be able to transfer? How much longer will it be for my Undergrad?
I am kind of depressed and regret the decision I made back when I finished CEGEP. So anyways I am open to your advice and pointers if you have any.