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Keep in mind, if S gets a $25K scholarship on a $40K tuition, that would still be quite a stretch for us (where stretch = financial risk). I think some of the suggestions are of this kind.
On a separate topic, but perhaps indirectly relevant to the creation of a college list, if gigging is already "losing its luster" in high school, that would seem like a bit of a warning signal for someone who is hoping to make a career in jazz performance