As we move from waiting for admission decisions to waiting for financial aid packages, we need to look at the factors that will make a big difference in bringing down the cost of attendance (that darn sticker price) down for our kids. Like everything else in this journey, the rules cannot be the same for each school. That would be too logical and simple! One of the questions that many who are going through this process for the first time (like myself) assumed was that scholarships (merit, talent, independent/outside the university) are stackable. Well, as many of us have learned, this is not always the case! Some schools allow this, others make you chose the higher of the two. If you have shown financial need and the school gives you money for that, an outside scholarship may be seen as decreasing your "need"; and thus, lowering the amount the school was going to grant you by the amount of the scholarship. Yes, this seems unfair, but it happens every year much to the dismay and and disillusionment of families everywhere. So, I thought it would be helpful to start a list where we can start listing (as we find out) what schools allow the stacking of scholarships (merit/talent/outside), and which do not.